Sunday, 14 April 2019 11:28

Selling

Why should you work with Your Home 1st to buy your home?

  • Are you looking to sell your home but the idea of open houses and dealing with multiple buyers?
  • Is a cash offer something that could make your life easier to move forward?
  • Are you facing divorce or the surviving family member looking to liquidate the family estate?

If any of these scenarios fit your current situation then please contact our buying agents and see what your home cash offer could be. We buy and sell property across the nation with the primary intent of creating positive outcomes for people in whatever their predicaments. We believe that everyone should be able to sleep well at night, and, as investors, we have options that traditional sellers and buyers do not. We take pride in creating relationships that last and provide a tailored customer service experience. We rest only when you are completely satisfied!

Friday, 12 April 2019 11:51

What to look for when buying a house

When you begin touring homes with your real estate agent, you may be focused on the size of the yard or the square footage of the kitchen, but there are other attributes to a home that are even more important to consider.

You’ll want to be certain that you are making a good investment when you purchase a home, so you should avoid those with major problems or that will need costly repairs shortly after you make your purchase.

You should know which things to look for when buying a house to ensure that you are making a good investment. Here are a few items you and your home inspector must watch for:

1. Roof condition

A traditional shingle roof will have to be replaced every 20 to 25 years—and a full professional replacement may cost $8,000 or more. This is a significant expense, and not one you want to be stuck with right after purchasing your new home. Pay attention to the condition of the roof when you tour a home, and be sure to ask about its age.

2. Signs of foundational damage

Some small problems, like faded paint or a broken light fixture, can usually be remedied without too much effort and money, but if the foundation of a home is damaged, you are looking at thousands of dollars in repairs. Look for signs of cracking near the foundation inside and outside the home and pay attention to the grade of the floors for signs of unevenness, which may indicate a sinking of the foundation.

3. Potential for flooding

You might fall in love with a home you tour because of how close it is to a body of water, but make sure you consider the potential risks of this proximity. The closer you are to water, the more likely it is that you will experience problems with flooding—especially during stormy times of the year. It is also important you have insurance coverage for such a possibility, so be sure to do your research.

4. Mold, weathering and water damage

Take a peek inside the cabinetry for signs of mold growth around pipes. Mold growth may indicate a leaky plumbing system, previous flooding or improper ventilation. You should also look for other signs of water damage and excessive weathering, such as musty odors or peeling paint.

5. Insulation and energy efficiency

Make sure you are aware of the condition of the insulation in a home, especially if it was built several decades ago. The better the insulation of a house is, the less you will have to spend on utility costs when it comes to heating and cooling throughout the year.

Friday, 12 April 2019 11:22

Financing with Your Home 1st

Many of our best deals are available with creative financing options. That means you don’t even have to get a new mortgage from the bank.

These key properties to home ownership are rarely in the MLS. The only way you can get them is by working directly with our program. That’s why many of our homebuyers are so happy although they had almost given up all hope before they found us.

We believe that you have a right to own your home and build wealth with home ownership now.

  • That’s why we have created the best Easy Home Ownership program for the market today. At Your House 1st, we understand that credit is an important piece to the purchasing puzzle that our clients will need to reach the homeownership finish line.  That is why it is important for us to help our new clients take the right path to “independent home ownership.”False Beliefs: Most people who have had what we call “A Credit Event” are led to believe that their right to home ownership has been revoked and that their credit is a cross that they have to carry around for 7 to 10 years. (Friends, family, co-workers and THE MEDIA all contribute to this false belief.) This is the first thing our clients discover! And you can see how liberating this knowledge is: No one can stop you from getting financing a home because of credit.

 

  • The right question to ask is “How fast can we reach the finish line with the right credit plan in place.  It is our job to fast track your home ownership through credit planning.  Your house is much closer than you think.  At Your House 1st, we show our clients that getting a home and getting financing is available by taking the right deliberate path to home ownership. 

 

  • Owning a home is truly the American Dream. Buying a home can be a difficult process, especially for those with poor credit, no credit and/or a limited amount to invest. A Lease to Own Option, also known as Rent to Own, maybe just for you! Based on your individual criteria, we can be very creative with financing and fit it to your needs.  Regardless of what kept you from buying a home in the past, don't let it stop you now! We are free to work it out between ourselves without banks dictating the rules.

Many times (depending on your circumstances) we are willing to provide a rent to own option to you. All the normal rules concerning credit, debt ratio and proof of income are thrown out the window. We can be very creative with the financing and structure it to fit your needs. Our Rent to own program allows you to Rent and occupy a home while building equity towards the sale price. The sale price is set the day you sign the "Rent Option" agreement.  This way you enjoy the pricing and value of ownership today even though you are making the final purchase of the home at a later date. Plus, any work you do to the home will not be wasted when the rental period is over. A down payment is required to make this possible.

 

There is no cost to you to find out what we can do!  Do not sign another rent check until you consider this information and our promise to you. We can help you own your own home, right now, regardless of your current financial circumstances.